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Smart Investment or Overrated Option?

By kavish in 14 Jan 2026 | 18:19

kavish

kavish

teacher

14 Jan 2026 | 18:19

Mutual funds are often recommended as a convenient way to invest, especially for beginners. They offer diversification, professional management, and flexibility through SIPs or lump-sum investments.

However, some investors argue that high expense ratios, average returns, and lack of direct control make them less attractive compared to stocks, ETFs, or other assets.

What has your experience been with mutual funds?

  • Which type do you prefer (equity, debt, hybrid, index, etc.)?
  • Do you think mutual funds are suitable for long-term wealth creation?
  • Any lessons or mistakes you’d like to share?

Let’s discuss and help each other make better investment decisions 💬📈

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kavish

kavish

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teacher

Posts: 5
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Member since: 5 Jan 2026
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